Loan Rates
|
Term
|
Interest
Rate
|
APR*
|
|---|
Conventional Mortgage Loans
|
10 years
|
4.875%
|
4.900%
|
|
15 years
|
5.000%
|
5.018%
|
|
20 years
|
5.250%
|
5.264%
|
|
30 years
|
6.125%
|
6.136%
|
|
Term
|
Interest
Rate
|
APR*
|
|---|
Jumbo Loans
|
10 years
|
4.875%
|
4.881%
|
|
15 years
|
5.000%
|
5.004%
|
Interest Rates, APRs, and terms are current as of January 30, 2023 and are subject to change without notice.
*Annual Percentage Rates (APRs) are calculated assuming a 20% down payment, and a loan amount of $165,000 that closes on the last day of the month. Jumbo rates are calculated assuming a 25% down/equity and a loan amount of $647,200.
|
Term
|
Interest
Rate
|
APR
|
|---|
Home Equity Loans
|
7 years
|
5.800%
|
5.800%
|
|
10 years
|
6.000%
|
6.000%
|
Interest Rates, APRs, and terms are current as of January 30, 2023 and are subject to change without notice.
|
Term
|
Interest
Rate
|
APR**
|
|---|
Construction Permanent Loans
|
10 years
|
4.875%
|
5.171%
|
|
15 years
|
5.000%
|
5.211%
|
|
20 years
|
5.250%
|
5.419%
|
|
30 years
|
6.125%
|
6.258%
|
Interest Rates, APRs, and terms are current as of January 30, 2023 and are subject to change without notice.
**Annual Percentage Rates (APRs) are calculated assuming a 25% down payment, a loan amount of $165,000 that closes on the last day of the month, and a 1% origination fee.
|
