Loan Rates
|
Term
|
Interest
Rate
|
APR*
|
|---|
Conventional Mortgage Loans
|
10 years
|
5.750%
|
5.775%
|
|
15 years
|
6.000%
|
6.018%
|
|
20 years
|
6.250%
|
6.265%
|
|
30 years
|
6.750%
|
6.761%
|
|
Term
|
Interest
Rate
|
APR*
|
|---|
Jumbo Loans
|
10 years
|
5.750%
|
5.756%
|
|
15 years
|
6.000%
|
6.004%
|
Interest Rates, APRs, and terms are current as of August 8, 2023 and are subject to change without notice.
*Annual Percentage Rates (APRs) are calculated assuming a 20% down payment, and a loan amount of $165,000 that closes on the last day of the month. Jumbo rates are calculated assuming a 25% down/equity and a loan amount of $647,200.
|
Term
|
Interest
Rate
|
APR
|
|---|
Home Equity Loans
|
7 years
|
6.500%
|
6.500%
|
|
10 years
|
6.750%
|
6.750%
|
Interest Rates, APRs, and terms are current as of August 8, 2023 and are subject to change without notice.
|
Term
|
Interest
Rate
|
APR**
|
|---|
Construction Permanent Loans
|
10 years
|
5.750%
|
6.052%
|
|
15 years
|
6.000%
|
6.218%
|
|
20 years
|
6.250%
|
6.427%
|
|
30 years
|
6.750%
|
6.889%
|
Interest Rates, APRs, and terms are current as of August 8, 2023 and are subject to change without notice.
**Annual Percentage Rates (APRs) are calculated assuming a 25% down payment, a loan amount of $165,000 that closes on the last day of the month, and a 1% origination fee.
|
