Loan Rates
|
Term
|
Interest
Rate
|
APR*
|
|---|
Conventional Mortgage Loans
|
10 years
|
2.250%
|
2.274%
|
|
15 years
|
2.375%
|
2.391%
|
|
20 years
|
2.875%
|
2.888%
|
|
30 years
|
3.125%
|
3.134%
|
|
Term
|
Interest
Rate
|
APR*
|
|---|
Jumbo Loans
|
10 years
|
2.250%
|
2.257%
|
|
15 years
|
2.375%
|
2.380%
|
Interest Rates, APRs, and terms are current as of January 26, 2021, and are subject to change without notice.
*Annual Percentage Rates (APRs) are calculated assuming a 20% down payment, and a loan amount of $165,000 that closes on the last day of the month. Jumbo rates are calculated assuming a 25% down/equity and a loan amount of $548,300.
|
Term
|
Interest
Rate
|
APR
|
|---|
Home Equity Loans
|
7 years
|
4.625%
|
4.625%
|
|
10 years
|
4.800%
|
4.800%
|
Interest Rates, APRs, and terms are current as of January 26, 2021, and are subject to change without notice.
|
Term
|
Interest
Rate
|
APR**
|
|---|
Construction Permanent Loans
|
10 years
|
2.250%
|
2.530%
|
|
15 years
|
2.375%
|
2.570%
|
|
20 years
|
2.875%
|
3.028%
|
|
30 years
|
3.125%
|
3.236%
|
Interest Rates, APRs, and terms are current as of January 26, 2021 and are subject to change without notice.
**Annual Percentage Rates (APRs) are calculated assuming a 25% down payment, a loan amount of $165,000 that closes on the last day of the month, and a 1% origination fee.
|
