Mortgage Loans

Conventional Fixed Rate Mortgages 

10, 15, 20 & 30 Year Terms

Your home mortgage is probably your biggest and most financially important decision you will make. So, why not deal with a lender that’s here for you throughout the entire process? Whether you are in the market for a new home, looking to refinance your existing home, or make home improvements, our knowledgeable mortgage staff is always ready to assist you, from the initial application through closing.

Borrower Benefits:

  • Lock in a long term interest rate with a stable, predictable monthly payment
  • Shorter loan term carries a lower interest rate, helping borrowers save interest cost over the life of the loan
  • No application fee
  • Never a prepayment penalty
  • We do not sell our loans on the secondary market

Applying has never been easier: Just call 724-539-9755 or stop in today to discuss how our competitive rates may save you money.

Curious as to what your monthly payment would be, how much money you could possibly borrow, or how to create a savings plan to help you reach your down payment? Try out one of our mortgage calculators!

Mortgage CalculatorMortgage Qualifier CalculatorHome Buyer Savings Calculator

Purchase Loans

If you are ready to take that first step towards home ownership we are here for you. Our knowledgeable loan team members are ready to help.

Purchase your new home with as little as 5% down!!
1/8% discount for 1st time home buyers

(Certain restrictions apply.) Call for details.

Refinance Loans

Do you want to lower your monthly payment? Pay less interest over time? Refinancing your loan may be a good option for you. Depending on what you want to do, refinancing could lower your interest rate or adjust your repayment period. Call one of our friendly, knowledgeable loan team members to explore your refinancing options today.

You may be able to borrow up to 80% of the value of your home.

View Mortgage Rates

Jumbo Loans

Purchase or refinance at 75% LTV (Loan to Value)

View Jumbo Loan Rates

Home Equity Loans

Pay off those higher rate credit cards or use the equity in your home for tuition, home improvements, or a new car; whatever you want. Consolidate your debt into one monthly payment at a lower rate of interest.
No closing costs.

View Home Equity Rates

Construction Permanent Loans

You know what you want. Let us help make it a reality.

  • Westmoreland Federal Savings works closely with your contractor. The entire loan process, from application through closing, is handled by our construction specialists
  • One closing and one set of closing costs. The loan automatically converts to a permanent loan with no additional costs
  • Fixed rate set at application
  • Interest only payments during the construction period. Payments are based on the actual amounts disbursed at the same fixed rate
  • Construction loan periods range from 6 to 12 months depending on the construction contract
  • No application fees
  • We do not sell our loans on the secondary market

New construction loans are available up to 75% of the home’s value

View Construction Rates

More questions? Ready to get started?

Call us during normal business hours (Monday through Friday 9:00 a.m. to 5:00 p.m.) at 724-539-9755 or complete our contact form (please do not include any sensitive information). Someone from our lending team will be in touch as soon as possible.
Thank you for your interest!

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